Terms and Conditions

By accessing or using the services provided by https://milliondotsedu.com, including enrolling in educational courses or using related features, you agree to be bound by these Terms and Conditions (hereinafter referred to as “Agreement” or “Terms”). If you do not agree with these Terms, please do not use the website or services.

You will be deemed to have accepted the Terms if you view or use in any manner any content, information, course materials, products and services ("Services") provided or available on https://milliondotsedu.com (the "Website"), which is owned and maintained by M/s Milliondots Edtech Private Limited (hereinafter referred to as “Institution”, "Us", "We" or "Our").

If You are under the age of 18 (Eighteen), it is mandatory that your parent or guardian has read and accepted the Terms on your behalf before using the Website.

The Institution and any prospected Student shall be jointly called “Parties” and separately as “Party” for the purpose of this terms.

We reserve the right, in our sole discretion, to modify these Terms of Service at any time. All modified terms and conditions will be effective on all the parties upon notice of the same by the Institution to the students.

WHEREAS the Institution is a registered financial institution offering various courses on subjects related to finance and stock market investment and security trading.

WHEREAS the student wishes to enrol and participate in any of the courses or programmes offered by the Institution.

WHEREAS for some of the courses provided, the student needs to have a Trading and Demat Account for better understanding and practice.

NOW, THEREFORE, the parties agree as follows:

1. COURSE ENROLLMENT

• 1.1 The Student agrees to enroll in the Institution’s course named [NAME OF THE COURSE], which will run from [Start Date] to [End Date].
• 1.2 The Institution will cover the entire syllabus of the course in person, online mode or through a combination of both. The institution will inform the student of the programme format and schedule upon enrolment.
• 1.3 The Institution will provide access to recorded classes of the course to students and the accessibility of the same will be limited to the duration of the course or for a limited period as decided by the institution.

2. FEES PAYMENT AND REFUND POLICY

• 2.1 The total course fee for the selected course needs to be paid in full by the student to the institution at the time of enrolment to the course
• 2.2 Payment can be made through Bank Transfer, Credit card, Online Payment through any platform etc.
• 2.4 There shall be no cancellations and refund of the course fees once paid to the Institution; any request in this regard shall not be entertained under any circumstances.

3. STUDENT OBLIGATIONS

• 3.1 The Student agrees to attend all scheduled sessions and actively participate in all program activities, including discussions, assignments, and evaluations.
• 3.2 The Student is expected to complete all coursework, assignments, quizzes, and exams as part of the program. The Student's progress will be evaluated through assignments, exams, practical trading exercises, etc.
• 3.3 The Student agrees to maintain a professional attitude during all interactions with instructors and peers. The Student will adhere to the Institution’s code of conduct and any policies related to ethics, confidentiality, and intellectual property.
• 3.4 For online programs, the Student must ensure that they have access to a reliable internet connection, computer, or mobile device capable of accessing the online training platform and participating in any virtual sessions.
• 3.5 The Student agrees not to post, share, or publicly disclose any content related to the Institution, its staff, programs, materials, or any other confidential information on social media platforms or any other public forum without prior written consent from the Institution.
• 3.6 The Student acknowledges that any posts, comments, or content shared online that refers to the Institution must adhere to professional conduct and not cause harm to the reputation, image, or operations of the Institution. This includes but is not limited to, negative comments, misrepresentation, or spreading misinformation.
• 3.7 In the event that the Student violates this clause, the Institution reserves the right to take corrective action, including but not limited to, issuing a formal warning, suspension from the course.
• 3.8 The Student may post on social media about their personal experiences related to the course or program, provided the content is respectful, factual, and does not contain proprietary information, confidential details, or disparage the Institution. Any sharing of materials or images (including course content) must be approved by the Institution.

4. INSTITUTIONS OBLIGATION

• 4.1 The Institution will provide the Student with access to recorded classes for the successful completion of the course/program. All materials will be delivered in a timely and accessible manner.
• 4.2 The Institution shall provide instructors who are qualified and experienced in the relevant areas of finance, investment, and stock market operations. Instructors will deliver lessons in a professional and comprehensive manner, ensuring that the Student receives a high standard of education.
• 4.3 The Institution will ensure that the course is delivered in accordance with the schedule and curriculum as outlined in the course description, including all sessions, workshops, and any interactive activities. The Institution will notify the Student of any changes to the schedule or content of the course promptly.
• 4.4 For courses delivered online or using digital platforms, the Institution will provide access to appropriate technical support to ensure the Student can fully participate in the course. This includes support for access to course platforms, resolving issues related to online tools, and troubleshooting technical problems related to course participation.
• 4.5 The Institution will grant the Student access to any online learning management systems, trading simulators, and any other digital platforms necessary for the course. Access will be provided from the start date of the course until the end of the course, unless otherwise specified.
• 4.6 The Institution will ensure that all personal information, data, and financial information provided by the Student is protected under applicable data protection laws. The Institution may, as necessary, share relevant information with third parties, including but not limited to service providers and integration partners, such as Whati integration and Customer Relationship Management (CRM) systems, to facilitate the provision of services. The Institution shall take all reasonable measures to ensure that any information shared is necessary for the integration and the proper functioning of the relevant services.

5. INTELLECTUAL PROPERTY AND CONFIDENTIALITY

• 5.1 All contents of the education program including all the trademarks, logos, information and contents provided on our website, design structure, and compilation are owned Intellectual Properties of the Institution. No part of the education program /courses or website shall be reproduced, stored in a retrieval system, or transmitted in any form or by any means - electronic, electrostatic, magnetic tape, mechanical, printing, photocopying, recording or otherwise including the right of translation in any language without the permission of the Institution. The institution reserve the right to take necessary legal action against the Student and forfeiture of the course fees in case of violation of the Intellectual Property Rights of the Institution.
• 5.2 The parties hereto agree that each shall treat confidentially the terms and all information provided by each party to the other. All confidential information provided by a party hereto shall be used by any other party hereto solely for the purpose to this Agreement and, except as may be required in carrying out this Agreement, shall not be disclosed to any third party without the prior consent of such providing party. The foregoing shall not be applicable to any information that is publicly available when provided or thereafter becomes publicly available other than through a breach of this Agreement, or that is required to be disclosed by any Regulatory Authority or by judicial or administrative process or otherwise by Applicable Law. This section/Clause remains in full force and effect even after termination of the Agreement by its natural termination or the early termination by either party.

6. LIMITATION OF LIABILITY

• 6.1 The Institution will not be liable for any direct, indirect, or consequential damages arising from the Student’s use of the knowledge or strategies learned during the course, including but not limited to financial losses, missed opportunities, or poor investment decisions.

7. TERM AND TERMINATION

• 7.1 The term of this agreement shall commence on the date if enrolment and shall terminate upon the completion of the course by the student. But whole of the Clause numbered 5 shall be effective even after termination of the agreement.
• 7.2 The Institution reserves the right to terminate this Agreement if the Student fails to comply with any of the terms or conditions outlined in this Agreement, including failure to attend sessions, meet performance standards, or behave unprofessionally.
• 7.3 The Student may terminate this Agreement at any time by notifying the Institution in writing. There shall be no refund of the fees paid by the student in case of termination of this agreement by the student or upon discontinuation of the course by the student.

8. DISPUTE RESOLUTION

• 8.1 If there is any dispute, claim, question or disagreement arising from this Agreement both the parties agree to use their best efforts to settle the dispute, claim, question or disagreement by consulting and negotiating in good faith and, recognizing each other’s interests, attempt to reach a just and equitable solution satisfactory to both parties. The consultation and negotiation may be face to face, by telephone or by a form of video conference and any other means available.

9. GENERAL PROVISIONS

• 9.1 Applicable Law : This Agreement will be governed by and construed in accordance with the laws of India. Any legal action or proceeding arising under this Agreement will be brought exclusively before the District Court of Kozhikode for adjudication. This paragraph shall survive termination of this Agreement.
• 9.2 Notices : Each Party will provide all notices and other communications to the e-mail address of the other Party. The foregoing are the only effective channels for providing notice and all other forms of notice will be ineffective for purposes of this Agreement. Notices will be effective when sent.
• 9.3 Severability : If for any reason a court of competent jurisdiction finds any provision of this Agreement invalid or unenforceable, that provision of the Agreement will be enforced to the maximum extent permissible and the other provisions of this Agreement will remain in full force and effect.
• 9.4 Waiver : The failure by any Party to enforce any provision of this Agreement will not constitute a waiver of future enforcement of that or any other provision.
• 9.5 Force Majeure: Neither Party will be liable hereunder because of any failure or delay in the performance of its obligations on account of events beyond its reasonable control, which include but not limited to strikes; shortages; riots; insurrection; fires; flood; storm; explosions; acts of God; war; terrorism; governmental action; labour conditions; earthquakes; epidemic and material shortages (each a “Force Majeure Event”). Upon the occurrence of a Force Majeure Event, the Parties will be excused from any further performance of the respective obligations affected by the Force Majeure Event for so long as the effects of the event continue.

10. ENTIRETY

These terms represents the entire understanding between the parties and supersedes any prior agreements, representations, or negotiations related to the subject matter of this terms.

11. DISCLAIMER

• 11.1 The institution does not guarantee any kind of profit, financial gain, employment, or career advancement as a result of completing our courses. The outcomes you achieve from completing our courses are dependent on your individual effort, performance, and the application of knowledge gained. We make no representations about your potential earnings, job opportunities, or the ability to apply learned skills successfully in real-world situations.
• 11.2 Any discussions, materials, or statements made during the course of study regarding financial success, entrepreneurial ventures, or career opportunities are intended for educational purposes only. The institution makes no claim or guarantee regarding the potential for financial profit, business success, or economic return as a direct result of completing any of the courses offered.

By enrolling in courses at our institution, you confirm that you have read, understood, and agreed to this clause, acknowledging that any potential success in your chosen field is based on factors within and outside of your control, and the institution offers no guarantees or assurances in regard to such success.