Last Updated: 25/09/2025

This Privacy Policy describes how Milliondots (“the Company”, “We”, “Us”, or “Our”) collects, uses, discloses, and safeguards your personal information when you use our website, mobile application, or any related services (“Service”).

By using our Service, you consent to the practices described in this Privacy Policy. This Policy is compliant with applicable Indian data protection laws, including the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023.

1. Interpretation and Definitions

• Account means a unique account created by you to access our Service.
• Personal Data means any data that can identify an individual (e.g. name, email, phone number, image).
• Usage Data means automatically collected data related to your usage of our Service.
• Service Provider – means any third party that processes data on behalf of the Company.
• Device means any electronic device through which the Service is accessed.
• You / User means the individual or organization using our Service.

2. Data We Collect

We may collect the following types of information:

5. Data Retention

We retain your data only for as long as necessary to fulfill the purposes mentioned above or as required by law. When data is no longer needed, it will be securely deleted or anonymized.

6. Data Sharing and Transfer

Your personal information may be shared with:

• Service Providers that assist us in operations (e.g., hosting, analytics, communication tools).
• Affiliates or subsidiaries under common ownership who adhere to this Privacy Policy.
• Regulatory authorities, if required by law or legal process.

If data is transferred outside India, it will be done only where adequate data protection standards are ensured, in compliance with the Digital Personal Data Protection Act, 2023.

7. Security of Data

We implement reasonable technical and organizational security measures to protect your data against unauthorized access, loss, misuse, or alteration. However, no method of transmission over the Internet is fully secure, and we cannot guarantee absolute security.

8. Your Rights

As per applicable law, you have the right to:

• Access, update, or delete your personal data
• Withdraw consent for processing
• Request data portability (where applicable)
• Lodge a complaint with a Data Protection Board or Grievance Officer

For any such requests, please write to: 📧 [email protected]

9. Use by Minors

Our Services are intended for individuals 18 years and older. We do not knowingly collect data from anyone under 18 years of age. If we learn that we have inadvertently collected such data, we will delete it immediately.

10. Disclaimer on Financial Advice

Milliondots is an educational platform. We do not provide investment advice, portfolio management, or brokerage services. Any information shared through our courses, community, or app is purely for educational purposes. Users are encouraged to conduct independent research or consult a SEBI-registered financial advisor before making investment decisions.

11. Cookies and Analytics

Our website or app may use cookies or analytics tools to understand user behavior and improve performance. You can manage cookie settings in your browser.

12. Updates to This Policy

We may update this Privacy Policy periodically. The latest version will always be available on our website/app, with the “Last Updated” date displayed at the top.

13. Grievance Redressal

In compliance with Indian IT and SEBI requirements, you may contact our Grievance Officer for any data privacy concerns:

Grievance Officer:

• Name: Kenz EC
• Email: [email protected]
• Address: 4th Gate, 3rd Floor, Taisha Arcade, PT Usha Rd, Kozhikode, Kerala, 673032