Terms and Conditions

Effective Date:25 - 09 - 2025

Website: https://milliondotsedu.com

Institution:M/s Milliondots Edu LLP (“Institution”, “We”, “Us”, “Our”)

1. ACCEPTANCE OF TERMS

By accessing or using the website https://milliondotsedu.com, enrolling in our educational courses, or using any related services or features (collectively, “Services”), you (“Student”, “You”) agree to comply with and be bound by these Terms and Conditions (“Agreement” or “Terms”).

If you do not agree with these Terms, please do not access or use our website or services.

By using any part of our Services, you acknowledge that you have read, understood, and accepted these Terms. If you are under the age of 18 (eighteen), your parent or guardian must review and accept these Terms on your behalf.

We may modify or update these Terms at any time, and any changes will become effective upon notice being made available on our website or communicated to enrolled students. Continued use of the Services after such notice constitutes acceptance of the revised Terms.

2. COURSE ENROLLMENT

• 2.1 The Student agrees to enroll in the Institution’s educational program or course as selected at the time of registration.
• 2.2 The Institution will deliver the course content through in-person classes, online sessions, or a blended model, as communicated at the time of enrollment.
• 2.3 Students will be provided access to recorded classes or course materials for a limited duration, as specified by the Institution.
• 2.4 Enrollment is non-transferable and valid only for the individual whose name appears on the admission form.

3. FEES PAYMENT AND REFUND POLICY

• 3.1 All course fees must be paid in full at the time of enrollment unless otherwise specified in writing by the Institution.
• 3.2 Payments can be made through bank transfer, card payment, UPI, or other approved online payment gateways.
• 3.2 Payments can be made through bank transfer, card payment, UPI, or other approved online payment gateways.
• 3.3 No cancellations or refunds are permitted once the course fee has been paid. The Student acknowledges that all payments made are final and non-refundable under any circumstances.
• 3.4 Any dispute regarding payments will be handled in accordance with Indian laws and through the grievance redressal process outlined herein.

4. STUDENT OBLIGATIONS

• 4.1 The Student agrees to attend all scheduled classes, complete assignments, and participate in assessments or practical sessions as required.
• 4.2 Students must maintain professionalism and respectful conduct during all interactions with instructors, peers, and staff — both online and offline.
• 4.3 Students are prohibited from sharing, reproducing, or distributing any course materials, recordings, or proprietary content without prior written approval from the Institution.
• 4.4 Students shall not post or share any defamatory, misleading, or confidential content related to the Institution or its representatives on any public or social media platform.
• 4.5 In case of misconduct, academic dishonesty, or reputational harm caused to the Institution, disciplinary action may be taken, including suspension or termination of enrollment.
• 4.6 Students may share their personal experience about the course on social media provided the content is factual, respectful, and does not include confidential material or intellectual property.

5. INSTITUTION’S RESPONSIBILITIES

• 5.1 The Institution will ensure that all educational programs are delivered by qualified instructors and designed to meet academic and practical standards.
• 5.2 The Institution will provide students with access to necessary digital platforms, course portals, and recorded sessions for the duration of the course.
• 5.3 The Institution will safeguard the personal and financial information of students as per the Information Technology Act, 2000, SPDI Rules, and Digital Personal Data Protection Act, 2023.
• 5.4 Data may be shared with third-party service providers (such as CRM or learning platforms) strictly for course administration and communication purposes, with due care for data protection.
• 5.5 The Institution reserves the right to update the syllabus, schedule, or delivery format to improve learning outcomes. Any such changes will be communicated to students in advance.

6. INTELLECTUAL PROPERTY & CONFIDENTIALITY

• 6.1 All content, materials, logos, course videos, digital assets, and resources provided under the Institution’s programs are the exclusive intellectual property of Milliondots Edu LLP.
• 6.2 No content may be copied, recorded, distributed, translated, or used for commercial purposes without express written permission from the Institution.
• 6.3 Breach of intellectual property rights may result in legal action, including suspension from the course and forfeiture of fees paid.
• 6.4 All course-related information, including learning content and institutional data, shall be treated as confidential. Students shall not disclose or misuse such information even after the completion or termination of the course.

7. LIMITATION OF LIABILITY

• 7.1 The Institution is an educational platform and does not provide financial, trading, or investment advice.
• 7.2 The Institution shall not be held liable for any direct, indirect, or consequential loss, including financial losses or market risks, arising from the use of knowledge or strategies taught during the course.
• 7.3 Students are solely responsible for their investment or trading decisions and outcomes. All information provided is purely for educational and informational purposes only.

8. TERM & TERMINATION

• 8.1 This Agreement begins on the date of enrollment and remains in force until completion of the course.
• 8.2 The Institution reserves the right to terminate enrollment for misconduct, academic dishonesty, or non-compliance with these Terms.
• 8.3 The Student may choose to withdraw from the course at any time; however, no refund shall be provided under any circumstances.
• 8.4 Clauses concerning confidentiality, intellectual property, limitation of liability, and governing law shall survive termination of this Agreement.

9. DISPUTE RESOLUTION

• 9.1 Both Parties shall first attempt to resolve any disputes through mutual discussion and negotiation.
• 9.2 If unresolved, disputes shall be referred to arbitration in Kozhikode, Kerala, in accordance with the Arbitration and Conciliation Act, 1996.
• 9.3 The decision of the arbitrator shall be final and binding on both Parties.

10. GOVERNING LAW & JURISDICTION

This Agreement shall be governed by and construed in accordance with the laws of India. Any dispute arising hereunder shall be subject to the exclusive jurisdiction of the courts in Kozhikode, Kerala.

11. DISCLAIMER

• 11.1 The Institution does not guarantee profits, employment, or business success from course completion. Outcomes depend on the Student’s individual effort, discipline, and market conditions.
• 11.2 Any references to trading performance, investment returns, or business results made during training are for educational illustration only.
• 11.3 The Institution is not registered with SEBI as a financial advisor, research analyst, or intermediary, and does not provide buy/sell recommendations.
• 11.4 By enrolling, you acknowledge that all learning and practice are at your own discretion and responsibility.

12. GENERAL PROVISIONS

• 12.1 Notices: Any communication shall be sent via email to the registered addresses of both Parties.
• 12.2 Severability: If any clause is found unenforceable, the remainder of the Agreement shall remain valid.
• 12.3 Waiver: Failure to enforce any right shall not constitute a waiver of future enforcement.
• 12.4 Force Majeure: Neither Party shall be held liable for delays or non-performance caused by events beyond reasonable control, including natural disasters, technical failures, or government actions.

13. ENTIRE AGREEMENT

These Terms constitute the entire understanding between the Student and the Institution and supersede all prior communications or representations related to the course or services.